Repair Your Credit and Get Back On the Right Track
If you’re one of the 68 million Americans with a bad or poor credit score (lower than 680), you’re probably wondering how to fix it and get back on track with your life.
Emerald Score can help. Click the link below to schedule a free 30-minute discovery call with one of our credit repair specialists.
Bad Credit Can Follow You To Every Corner of Your Life
If you have a low credit score, you probably know it affects many aspects of your life.
- You may have difficulty getting approved for a car or home loan.
- Your interest rate on a car or home loan will likely be higher than someone with a good credit score.
- To build your credit, you may have to start with a secured credit card.
- Consumers with lower credit scores generally pay more for auto, renter's, and homeowner's insurance.
- Employers may run a credit check before offering you a job.


Here are the facts about Americans with low credit scores:
- According to Experian, 16% of all Americans have bad credit.
- This equates to 48 million Americans with a FICO credit score of 300-579.
- Another 20 million Americans have poor credit with a score of 580 to 680.
- Only 18% of Americans have fair credit.
- A tiny portion of Americans (1.8%) have perfect 850 credit scores.

Many people learn to lower their living standards to adapt to their poor credit scores because they don’t know what to do. They think they can do nothing about it and simply accept the consequences because they don’t know how to fix their credit.
Are you going to accept a life of being rejected for loans, mortgages, payment plans, lower insurance rates, and reduced interest rates?
Emerald Score Can Help You Repair Your Bad Credit, Improve Your Score, and Get You Living a Better Life
At Emerald Score, our credit repair professionals are here to help get your credit back on
track from day one. Here’s how we can help.
Examine your credit report:
We’ll get your credit report from the major credit bureaus to pinpoint your credit issues. Why? Each credit reporting agency has its own data furnishers that report your credit information to them. Errors may appear on your credit reports but not appear on the others.
Help with documentation:
Once any errors have been identified, we’ll help you file any supporting documentation you might have. For example, if there’s a bill on your credit report that your husband or wife was actually responsible for under your divorce decree, you can use that document to prove it shouldn’t be impacting your credit.
Further assistance with more complex circumstances:
In some cases, it’s challenging to determine what to include as far as supporting documentation goes—that’s another way a credit repair company can help. For example, suppose you’re a victim of identity theft, and a fraudulent account appears on your credit report. In that case, proving it isn’t yours can be challenging because you don’t have any documents related to the account.
We work with the credit bureaus on your behalf:
When the bureaus and data furnishers receive the dispute and supporting information, they can then work directly through Emerald Score to determine if the item should be removed from your credit report.
Did you know that 79% of customers who disputed their
credit report errors were successful?
Emerald Score has helped many people just like you who want and need to have their credit rebuilt. A better credit score can open many doors that previously seemed out of reach. Click the link below to book a free 30-minute discovery call with one of our credit experts.
How It Works
If you have questionable items on your credit profile that negatively affect your credit score, we can help you remove them. Here’s how we do it.
Analyze:
We work with you to analyze any questionable negative items on your credit report that might affect your score.
Address:
We challenge the negative items with the bureaus and your creditors.
Accelerate:
We keep the credit repair process going, helping you reach your financial goals faster.
That’s it! You’ll be on your way to better credit, healthier finances, and a prosperous life.
Emerald Score wants to help you live your best life. Click the link below to schedule a free 30-minute discovery call with one of our credit repair experts and get your credit score back up where it’s supposed to be.
At Emerald Score, You Can Improve Your
Credit Score With Tradelines
Emerald Score uses a technique called Tradelines to improve your credit score.

What Are Tradelines?
A tradeline is a credit line that is on your credit report. For example, any of your credit cards are considered tradelines on your credit report.

How Do They Help Improve Your Credit?
Emerald Score provides seasoned, authorized user tradelines with perfect payment history, low utilization (under 30% unless otherwise noted) and excellent payment history.
We then add you as an authorized user to a tradeline, allowing you to “piggyback” off the account in good standing. Now you have a perfect credit line on your credit profile, bringing up your score.
This is possible because creditors will provide credit bureaus with the entire account history on any given tradeline for an authorized user, including your new perfect credit tradeline. FICO® then digests this newly added credit and recalculates your score.
Tradelines are an ingenious way of boosting your credit score and are not offered by many credit repair companies. Click the link below to book a discovery call with one of our credit experts to learn more about how tradelines work.
Hear What Our Clients Have to
Say About Emerald Score
Our Packages
At Emerald Score, we offer two credit repair packages.
Basic Package
Designed for credit files that require the removal of items such as:
- Delinquent accounts
- Collections
- Late payments
- Repos
- Charge-offs
- Bankruptcies
- Medical bills
- Foreclosures
This package offers an in-depth, one-on-one session with a credit repair specialist. They will review everything with you to determine the best course of action to repair your credit.
Please note:
- You must provide a recent credit report five days old before the session.
- You should have access to a computer while on the call.
- 100% of communication will be through email until the phone meeting, so please provide an email address that you can easily access.
This package will give you the information and tools to get your credit score turned around in approximately six to eight months.
Click the link below to book to schedule your call for the Basic Package through the Calendly app.
Emerald Package
This package is designed for customers needing speedy results and a quick turnaround time with an improved credit report.
What This Package Includes:
- All the services of the Basic Package for credit repair.
- In addition to credit repair, Emerald VIP Clients get access levels to all resources in the DIY Express Credit Secrets.
- One FREE seasoned tradeline is added to the credit report at the end, which lets you see an additional boost in credit score as high as 40 points!
- An additional strategy call after credit repair to learn how to leverage the complimentary tradeline for an even more significant advantage with the bank.
This package will give you the information and tools to get your credit score turned around in approximately 45 days.
Click the link below to book to schedule your call for the Emerald Package through the Calendly app
Additional Services
Buy and Sell Tradelines
Tradeline history is the building block of all credit. We offer an online platform where individuals can buy and sell tradelines.
The Buy and Sell Tradelines Package includes:
- Free educational information to empower our clients to understand how the credit system works and make the best credit choices.
- Shared resources, such as tradelines, lending institutions, and more. Answers to specific questions regarding your profile.
Click the link below to book a discovery call to learn more about our Tradelines Package.
Frequently Asked Questions
You will need the following:
- A current credit report (showing all three credit bureaus) you obtained within five days of your appointment from a credible credit reporting company.
- A telephone to speak with our credit specialist.
- Laptop/computer and a communications app to view your credit report and chat with the credit specialist (Google Chat, Zoom, etc.).
Yes, we can!
In fact, we love addressing such cases.
Please contact us immediately so we can get to work repairing your credit.
Typically, you will see an increase in your credit score within the first 35 to 45 days.
On average, our clients see a score increase of 20 to 25 points per month.
Good credit repair should be at most one year, and you may see the bulk of improvements within six months, depending on how many items you have reported and the severity of each.
Let’s Get Started!
Join the hundreds of members who have found financial freedom and a better way of life by repairing their credit scores with Emerald Score. Click the link below to schedule a free 30-minute discovery call with one of our credit experts.